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Is Subpoenaing Cell Phone Records Necessary?

Driving and Cell Phone Use Laws in Florida Drivers, law-makers, and anyone with common sense has known that driving while talking or texting on the phone is dangerous. Anything that requires that a driver looks away from the road, or take their hands off the wheel to dial or text increases the chances of crashing. Furthermore, even talking on a phone hands free is distracting, as it places the driver’s mind somewhere else—in the conversation instead of driving. According to studies, drivers talking on hands free devices “see but fail to see  up to 50 percent of the information in their...

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Four Common Types of Intersection Collisions in Ocala

Intersections make up a small percentage of all roadway surfaces, yet 40 percent of all motor vehicle collisions occur at intersections, according to the Federal Highway Administration. Furthermore, 20 percent of fatal collisions occur at intersections. There are over four million property damage intersection collisions annually and 1.7 million intersection injury collisions per year. How Intersection Crashes Occur The National Highway Traffic Safety Administration cites “inadequate surveillance” as a contributing factor in 44 percent of intersection collisions, followed by “false assumption of other’s action,” turning with an obstructed view, making an illegal maneuver, internal distraction, and misjudging a gap or another’s speed in...

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Stair and Ramp Slip and Falls

Trip and falls can happen anywhere, and can cause serious injuries to even the most physically fit victims. Even same level-falls—falls to the same floor level—can result in torn ligaments, brain injuries, and broken bones. Multi-level falls, such as falls on a ramp or set of stairs or steps, are usually even worse due to the increased distance to the ground and multiple impacts. Over one million Americans are injured on stairs every year according to Reuters, and people of all age ranges end up being victims. How Stairway and Ramp Falls Happen Many falls that occur on stairs and ramps are...

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Low Speed Whiplash Collisions

whiplash car accident lawyer Ocala FL

Traffic collisions can cause injuries even at very low speeds, and one of the most common low-speed (and high speed) injuries is that of whiplash. Whiplash the term used to describe torn ligaments and muscle fibers within the neck following a sudden acceleration or deceleration of the head. It causes severe pain and immobility, and can linger for weeks, months, or years. However, it can be hard to prove just how severe your pain is, and you can be sure that the at-fault driver’s insurance provider will fight to devalue your injury claim. Defining Whiplash Whiplash is a strain or sprain of...

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Recovering Compensation for Dog Bite Injuries

When it comes to liability for dog bites, Florida abides by the legal theory of strict liability. This means that a dog’s owner will almost always be held financially responsible for injuries that his or her animal causes, regardless of whether the owner knew that the dog was aggressive. Filing these types of claims can still be difficult, especially for those who are suffering from serious injuries, so if you or a loved one were recently attacked by someone else’s dog, it is critical to speak with an experienced The Villages dog bite attorney who can help handle your claim. Animal...

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Construction Worksite Fall Accidents

Construction workers have one of the most hazardous jobs in the entire world. In the United States, around 21% of all deaths in the workplace happen to workers in the construction industry. With power tools, overcrowded job sites, heavy machinery and numerous other dangerous conditions, it is not surprising that so many construction workers get severely injured or even die. In 2017, according to the Occupational Safety and Health Administration (OSHA), construction-related falls accounted for almost 40% (381 out of 971 workers) of the construction industry’s fatality count. Deaths caused by falls on construction worksites are only a fraction of the...

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The Top Reasons Why Victims of Car Accidents Need an Attorney

Getting into a car accident in The Village or getting into a car crash in Ocala can be an extremely emotional and frightening ordeal. The State of Florida has a no-fault car insurance system in place. Thus, when injuries occur in the event of a crash, each driver is responsible for filing an insurance claim against their own policy. It is absolutely essential that any possible mistakes with your accident claim are avoided, and that it is managed properly from the beginning. Nevertheless, most people lack proper knowledge of the law and can greatly benefit from the help of an attorney.  The...

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Construction Zone Accidents

When many people imagine construction accidents, they may think about construction workers falling from high buildings or getting crushed by big steel beams. Many people do not grasp the hazards that construction workers on roads and highways are forced to confront on a daily basis. Gravely deteriorated roads and highways present a big danger to all drivers. Roadway construction and repairs are critical to fix bad road conditions and upkeep them. Indeed, vehicles driving through construction zones often endanger the safety of construction workers. Construction workers often post signs to warn oncoming drivers of pending construction undertakings on roads. Depending on...

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Preventing Boating Accidents

Throughout the year many people in Florida enjoy relaxing and cooling off by spending a day on their boats. Boaters can have a good time and an opportunity to spend time with their loved ones in the waters of the beautiful Atlantic Ocean, Gulf of Mexico or even the Caribbean Sea. Regrettably, boats can be extremely dangerous, sometimes leading to serious injuries, drowning or even death. According to the U.S. Coast Guard, in 2017, there were 723 recreational boating accidents in Florida, resulting in 66 deaths. Duties of Boaters in Florida  The “Rules of the Nautical Road” were created to assist boaters as...

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Head-On Truck Accidents

Head-on truck accidents in Florida involving semi-trucks, tractor-trailers, and other large commercial trucks commonly have tremendous long-lasting effects on the lives of victims. In 2015, almost 30% of fatalities in occupants of passenger vehicles resulted from head-on crashes with large trucks, as reported by the Insurance Institute for Highway Safety (IIHS).  What Makes Head-On Truck Collisions So Deadly? Throughout the U.S. truck drivers completely dominate highways and roads with little consideration for smaller vehicles. Large truck drivers commonly speed and overload their trucks. Some truck drivers are forced to travel considerable distances and work extended hours. Even the largest passenger vehicles are...

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Rear-End Motorcycle Accidents

A rear-end crash between a car and a motorcycle can be a lot more severe than one consisting of two cars. Rear-end accidents with two cars are usually at low speeds and only minor damage occurs. The main difference between car rear-end accidents and a car hitting a motorcycle from behind, has to do with the bikers bearing little to no protection. Forceful collisions from the rear give the bikers no opportunity to make ready or prevent the crash. Rear-end motorcycle accidents are one of the deadliest types, because they can result in the rider being thrown from his or her...

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Blind-Spot Motorcycle Crashes

Motorcycle crashes commonly result in catastrophic injuries and in the most severe cases even death for riders. Motorcycle accidents involving the blind spots of other vehicles are one of the most frequently occurring types. When bikers ride in other the blind spots of other vehicles, it can be difficult for the driver to notice the biker. Unfortunately, too many motorcycle crashes happen from drivers forgetting to look in their blind spots. Methods to Identify Blind Spots Although most motorcycles do not have any blind spots, a majority of other vehicles have at least several blind spots. Tractor-trailers and other large trucks have numerous...

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U-Haul Accidents

Moving season typically lasts during the summer, when the weather is nice. As more Florida residents move into new houses and apartments there is an increase in the number of U-Haul rentals throughout the state. While U-Hauls might make moving easier, the moving trucks also generate a danger to other cars and trucks on the road. Inexperienced drivers driving large U-Haul trucks is a disaster waiting to happen. U-Haul crashes leave victims badly injured or even dead. The Danger of U-Hauls Driving U-Hauls is much different than driving an ordinary vehicle. U-hauls are much bigger than other vehicles and have the ability to...

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Preventing Motorcycle Accidents and Injuries

Riding motorcycles in Florida can be a very fun activity. The state is one of the highest ranked for motorcyclists. From riding along the gator infested swamps in the Everglades to the bright city lights in Miami, there are so many beautiful sites to see. The warm weather makes for perfect riding condition all year long. Unfortunately, motorcyclists are the most accident-prone motorists in the U.S. While motorcyclists only make up roughly 3% of registered vehicles, they are involved in 11% of all crashes. To make matters worse, motorcyclists are twenty-eight times more likely to die in a crash. In 2017 alone,...

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How to Handle a Parking Lot Accident

Almost everyone drives through a parking lot once or more per day. Parking lots have a huge role in day-to-day life. Although parking lots may not give the impression hazardous, due to lower speed limits and not as many cars, the larger concentration of people on foot and higher concentration of cars in a moderately confined space create a hotbed for car accidents. About one-in-five car accidents occurs inside a parking lot. These accidents are particularly dangerous when pedestrians or cyclists are struck. How to Prevent Being Involved in a Parking Lot Accident  Drivers tend to cross into empty rows, ignore speed limits...

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Accidents Involving Teen Drivers

A majority of drivers end up in at least one accident throughout the course of their lives. Newly licensed drivers, especially those in their teenage years, are more prone to accidents. Teens just lack comprehensive experience driving and are more likely to make mistakes. Car accidents are the number one cause of death, as well as one of the main causes of injuries, for teenage drivers across the United States and the State of Florida. Typical Mistakes that Teens Make Behind the Wheel Not wearing their seat belts: According to the NHTSA, seat belt use is the lowest among teen drivers....

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Accidents Caused by Swimming Pool Drains

In the United States, drowning is ranked among the top five causes of accidental injury death. Drowning victims often swiftly disappear under the water’s surface, without creating a lot of noise, making it easy for victims to go unseen. Although we frequently hear about all the ordinary hazards of swimming pools, such as drowning or ending up headfirst in shallow water, we are seldom warned about the dangers of pool drains. Both hot tub and swimming pool drains create a great deal of suction, which can without much difficulty swallow up a swimmer’s hair, limbs, or bathing suit. Examinations done by the...

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Preventing Drowning Accidents

Especially during the hottest months of the year, Florida swimming pools become one of the main centers for beating the heat and humidity. Florida residents view swimming or relaxing by the pool as a fun way to pass the time. Nevertheless, a pleasurable day at the pool can instantly turn into a nightmare. Pool accidents frequently cause serious bodily harm and even drownings. Unfortunately, devastating tales of drownings throughout Ocala and The Villages are all too common and hit close to home. For example, the recent drowning in Ocala of an 8-year-old girl from Georgia. Drowning is a huge crisis and, in...

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Average Medical Costs of Various Personal Injuries

Healthcare costs are rising to astronomical rates. A trip to the Emergency Room typically costs over $1,000 even with the average insurance policy, not including any specialized treatment. Surgeries and multiple night stays in hospitals or ICU rooms drastically increases the expense that car collision victims have to pay for. According to healthcare.gov, the average three-day stay in a hospital costs $30,000. Prescription pain medication, prosthetic limbs, arm slings, and braces all increase the cost of an injury. Below are a few of the most common types of injuries that occur in traffic collisions. And, most victims suffer multiple injuries,...

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Fatigued Truck Drivers–A Danger On Highways

experienced ocala truck accident lawyer

On July 1, 2013, new federal regulations designed to improve safety for the motoring public by reducing truck driver fatigue took effect.  "Safety is our highest priority," said U.S. Transportation Secretary Ray LaHood. "These rules make common sense, data-driven changes to reduce truck driver fatigue and improve safety for every traveler on our highways and roads." Trucking companies were provided 18 months to adopt the new hours-of-service rules for truck drivers. First announced in December 2011 the U.S. Department of Transportation's Federal Motor Carrier Safety Administration (FMCSA), the rules limit the average work week for truck drivers to 70 hours to...

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Boat Accident Injuries Increasing in Florida

experienced ocala boat accident lawyer

Boats are a way of life in Florida, where the nearly 875,000 registered recreational vessels far surpass the number found in any other state in the U.S.  That makes sense, given our easy access to lakes, rivers, the Gulf of Mexico, and the Atlantic. Unfortunately, what also makes sense is the fact that Florida leads the nation in the number of boating accidents per year (581 in 2014), as well as the number of deaths due to boating accidents (62 in 2014).  What is really discouraging, though, is that despite Florida’s boating education program and boating safety regulations, the number of...

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Avoiding a Florida Golf Cart Accident

golf cart accident lawyer

The fatal golf cart crash that occurred in December, 2016, in Pasco County, highlighted the serious, growing problem of golf cart accidents in Florida.  In this particular case, a Jeep Cherokee and a golf cart were traveling in the same direction on a dark, unmarked road.  The Jeep hit the rear of the golf cart, the vehicle turned over, and the four passengers were ejected. Each year thousands of people are injured nationwide in golf cart accidents. Even those who do not drive their vehicles on dark, unmarked roads can be seriously injured in crashes when jolted or thrown out of...

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Truck Accidents throughout the U.S., Florida and the Counties of North Central Florida

truck injuries and crashes

According to the Federal Motor Carrier Safety Administration, in 2015, large trucks were involved in 3,598 fatal crashes across the U.S., resulting in 4,067 deaths.  While the number of fatal crashes has decreased by 22% since 2005, it has, with the exception of 2014, increased steadily since 2009, as shown in the chart below. Injuries and Fatalities Due to Truck Accidents in Florida What’s even more disturbing than the national increase in fatalities for those of us who live in Florida is that our state ranks third in the nation (behind only Texas and California) in the number of fatal crashes involving...

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Uninsured Motorist Hits Your Bicycle or Golf Cart…Now What?

uninsured driver accidents

What happens if you are hit by a car while operating a bicycle or golf cart and the at-fault party does not have auto insurance? In a golf cart accident, who pays for damages? How do your medical bills and lost wages get paid? How do you recover for your pain and suffering? What should you do to protect yourself in a bicycle or golf cart accident? 1. If you own a motor vehicle, it is extremely important to have uninsured motorist coverage with stacking coverage. This coverage takes the place of liability coverage for the at-fault driver, if uninsured or...

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$24 Million Awarded to Widower Of Woman

drunk driving injuries and fatalities

A Florida jury recently awarded $24 million to a man whose wife was killed when a car, driven by a drunken driver, crossed a sidewalk, jumped a curb, and then crashed into the poolside cabana at the Riverside Hotel. Jurors assigned 15% liability to the hotel and  85% of the liability to 37-year-old Rosa Kim.  She was sentenced in January to 15 years in prison. The decedent, who was 26-year-old, was seven months pregnant and on a vacation with her husband. ...

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Increase in Large Truck Accidents

truck-accident

According to the National Highway Traffic Safety Administration, large trucks accounted for 3,964 fatalities in 2013.  That is the fourth straight jump in annual large truck-involved fatalities, dating back to 2009. The Federal Motor Carrier Safety Administration reports that the top ten most common factors causing these accidents are fatigue, brake problems, distractions, traffic flow interruption, prescription drug use, drunk driving, traveling too fast for conditions, unfamiliarity with roadway, over-the-counter drug use, and inadequate surveillance.  While many of the factors are attributed to the fault of the driver, there can be others who share in the blame such as the trucking...

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The Villages is the #1 Small City in the U.S.

Forbes magazine recently ranked The Villages as the #1 Best Small City For Business And Careers. "Florida has been a retirement haven for decades thanks to its warm climate, recreational opportunities and lack of income or estate taxes. The state is annually one of the fastest-growing by population thanks to a steady influx of people 65 and older." "No area is capitalizing more on retiring baby boomers than The Villages, located 60 miles northwest of Orlando in central Florida. The metro area, which developed out of the large retirement community of the same name, was the fastest growing metro in the U.S....

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Golf Cart Laws in Lady Lake, FL

accidents on golf courses

In 2003, the Town of Lady Lake, Florida passed the following ordinances pertaining to Low-Speed Vehicles and Golf Carts. Florida also has its own set of golf cart laws. Sec. 17-2. - Low-speed vehicles. (a) Definition of low speed vehicle. Pursuant to F.S. § 320.01(42), a low-speed vehicle is any four-wheeled electric vehicle whose top speed is greater than twenty (20) miles per hour but not greater than twenty-five (25) miles per hour, including neighborhood electric vehicles. Said vehicles must conform to the safety standards in 49 C.F.R. Section 571.500 and F.S. § 316.2122. For purposes of this section, "golf carts" as...

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Is Hands Free Driving Safe?

hands free driving

According to a recent study by the AAA Foundation for Traffic Safety, 3 out of 4 drives believe hands-free use is safe.  However, the study found that hands-free systems in vehicles can distract drivers more than was previously believed.  The results of the study revealed the following: The accuracy of voice recognition software significantly influences the rate of distraction; Composing text messages and emails using in-vehicle technologies was more distracting than using these systems to listen to messages; Use of Apple's Siri generated a relatively high level of mental distraction; Using an error-free speech-to-text system to listen to and compose emails or texts...

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Bicycle Accidents Increasing in Florida

bicycle accident attorney

The number of bicyclists killed on roadways in the United States is trending upward, according to a report released by the Governors Highway Safety Association (GHSA). In its report, the GHSA notes that yearly bicyclist deaths increased 16 percent between 2010 and 2012, while overall motor vehicle fatalities increased just one percent during the same time period. According to the report, Florida is now second (behind California) in the most bicycle deaths in the United States, with 329 accidents.  Florida also ranked highest for most motor vehicle related cyclist deaths at 5% annually. There wave been some remarkable changes when analyzing current and historical...

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Golf Cart Accident in The Villages?

golf course injuries

With the ever-increasing number of retirees moving to The Villages each year, we continue to see a rise in the number of golf carts being utilized on the streets.  And with that, comes an increase in golf cart accidents. If you are involved in a golf cart accident in The Villages or surrounding areas, there are several things to remember: Do not leave the scene of the accident. Call 911 and get medical attention if you need it.  It is also important to call the police even if there is are no serious injuries.  You will likely need a police report to...

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Florida’s Low-Speed Vehicle Laws

slow speed limits

In Florida, a “low-speed vehicle” means any four-wheeled vehicle whose top speed is greater than 20 miles per hour but not greater than 25 miles per hour, including, but not limited to, neighborhood electric vehicles. Below is a summary of some of Florida's low-speed vehicle laws: A low-speed vehicle  may be operated only on streets where the posted speed limit is 35 miles per hour or less.  This does not prohibit a low-speed vehicle from crossing a road or street at an intersection where the road or street has a posted speed limit of more than 35 miles per hour. A low-speed vehicle...

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Governor Rick Scott Signs Aaron Cohen Life Protection Act

Ocala car accident lawyer for accidents involving fatalities

On June 24, 2014, Governor Rick Scott signed Senate Bill 102, which creates the Aaron Cohen Life Protection Act relating to leaving the scene of an accident.  This bill includes increasing the punishment for leaving the scene of a crash resulting in serious injury to a person, imposing a mandatory minimum term for imprisonment of 4 years for a driver convicted of leaving the scene of a crash resulting in the death of a person, increasing the mandatory minimum term of imprisonment from1-4 years for a driver convicted of leaving the scene of a crash resulting in the death of...

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New Requirement for Trucks

trucking injuries and crashes

It is estimated that the rule would eliminate approximately 1,115 fatal crashes and require minimal investment by carriers since most heavy trucks already have limiters on board. The first efforts for rulemaking on this subject came in 2006 when petitions were brought by the American Trucking Association (ATA) and Road Safe America (RSA). They said that a key strategy in preventing large truck fatal crashes is to reduce the top travel speed of the trucks. Studies were cited showing that large trucks moving at high speeds have much longer stopping distances than the same trucks operated at lower speeds. According to...

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Teenagers & Distracted Driving

car accident attorney

"Novice drivers are more likely to engage in high-risk secondary tasks more frequently over time as they became more comfortable with driving." Traffic studies reveal that drivers from 15 years to 20 years of age represent 6.4% of all motorists on the road, but account for 11.4% of fatalities and 14% of police-reported crashes resulting in injuries. Cell phones and other electronic devices have garnered the most public and media interest, but even the simplest distractions can put a young driver at risk. In the New England Journal of Medicine study, titled “Distracted Driving and Risk of Crashes Among Novice and Experienced...

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Couple File Suit Against Golf Cart Dealership

A lawsuit was recently filed by a Florida couple against a Perry, Florida-based golf cart dealership after the wife was left partially disabled after an accident.  Danielle and John Pfeil of Arcadia, Fla., filed the lawsuit in federal court in Macon, Georgia against Mike’s Golf Carts, a company located in Perry, Florida. Danielle Pfeil was seriously injured in the golf cart accident on November 25, 2011, at Jewel Mint Plantation, the lawsuit states.  The lawsuit alleges that a golf cart modified by Mike’s Golf Carts malfunctioned, resulting in the golf cart overturning on Danielle Pfeil (who was driving it).  The lawsuit states...

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Seatbelts Will Soon Be Required On Large Buses

New tour buses and buses that provide service between cities must be equipped with seatbelts starting in late 2016 under a new federal rule, a safety measure sought by accident investigators for nearly a half century. Beginning in November 2016, all new motorcoaches and some other large buses must be equipped by manufacturers with three-point lap-shoulder belts, the National Highway Traffic Safety Administration (NHTSA) said.  The rule will not apply to school buses or city transit buses. Every year, an average of 21 people are killed in large crashes, and almost 8,000 others are injured annually, according to the NHTSA. It’s estimated...

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Texting While Driving–It’s Illegal in Florida

distracted driving accidents texting while driving

The Florida Legislature recently passed a bill that made texting while driving illegal in the State of Florida.  This law represents a significant step to further ensure that our loved ones are safe on the roads.  The bill, SB 52, which Gov. Rick Scott signed into law on May 28, prohibits motorists from using their cellphones to text or email while driving, with some exceptions. Drivers are allowed to use their devices while reporting criminal activity, listening to music or using text-to-talk systems such as Siri.  They may also text or email while stuck in traffic or at red lights. The...

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Florida Motorcycle Accident Statistics

Generally In 2000, motorcycle fatalities accounted for about 8% of all traffic fatalities in Florida, but by 2008 the percentage had increased to 17.8%. By 2010, motorcycle fatalities dropped to 14.3% of all traffic fatalities. In 2011, motorcycle fatalities have returned to 2008 levels, accounting for 17.0% of all traffic fatalities. Alcohol and Motorcycle Accidents: In 2011 in Florida, impaired motorcyclists with blood alcohol content (“BAC”) of .08+ accounted for 26% of motorcycle fatalities, while impaired motorcyclists with a BAC of .01+ accounted for 32% of motorcycle fatalities. Nationally, in fatal crashes in 2011 a higher percentage of motorcycle riders had...

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Let’s Make Our Roads Safer

truck crashes

Nearly four thousand people were killed in truck crashes in 2011.  While fatal truck crashes often cost over $4.3 million, federal law only requires cargo truck drivers to maintain insurance policies for $750,000 dollars.  Injured motorists and taxpayers are left to pay the difference. If trucking companies are not accountable, the safety and financial security of all drivers is at risk.  Congress has not updated this minimum insurance requirement in over 30 years and as a result unsafe trucking carriers are prevented from being held fully accountable. H.R. 2730, the Safe And Fair Environment on Highways Achieved through Underwriting Levels (SAFE HAUL)...

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Is a Modified Golf Cart a Motor Vehicle?

florida personal injury attorney

In the recent case of Angelotta v. Security National Insurance, the 5th District Court of Appeal addressed the question of whether a golf cart can be considered a “vehicle.” Facts In 2008, a resident of The Villages was operating a modified golf cart on a public roadway when he “sideswiped a car and then crashed into a lawfully stopped golf cart operated by John Angelotta.”  Mr. Angelotta was severely injured and sued to recover for injuries he sustained as a result of the collision.  Unfortunately, the defendant’s insurance company, Security National, denied the claim and asserted that the policy covered “autos”–defined as...

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Slower Golf Cart = Reduced Insurance Premiums

On July 1, 2013, Governor Scott signed a law that will give Florida residents the option of reclassifying their “low-speed vehicles” as golf carts in order to save on registration and insurance fees. The law allows the conversion of a “low-speed vehicle” to a golf cart by reducing the maximum speed to 20 mph.  Specifically, it establishes procedures to allow a vehicle titled or branded and registered as a “low-speed vehicle” to be administratively converted to a golf cart upon verification of the conversion by the Department of Highway Safety & Motor Vehicles, which is accomplished by the owner’s submittal of an...

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Legislative Proposal Seeks Tougher Penalties for Drivers Who Leave the Scene of an Accident

A recent proposal in the Florida Senate, known as the Aaron Cohen Life Protection Act, seeks to create tougher penalties for drivers who leave the scene of a hit and run bicycle accident.  The proposed legislation is named after Aaron Cohen, a triathlete and father who was killed when he was struck by a vehicle driven by Michael Traverso in February 2012. Investigators found evidence suggesting Traverso had been drinking before he struck Cohen. However, they were unable to test his blood alcohol level because he drove away.  Traverso was sentenced to 364 days in jail for leaving the scene of...

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What Is My Personal Injury Case Worth?

personal injury attorney

After being involved in a car accident or injured as a result of the negligence of another person, you probably want to know how much you should expect to recover.  Although each case is different, below are some factors we take into consideration when attempting to determine the value of a personal injury case: <li Severity of the Injury - The type of injury you sustained, as well as its severity, is by far the most important factor.  The more severe the injury, the higher the value.   Yet, many injuries are not noticeable until days or weeks after an accident. By...

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Common Auto Accident Questions

When you are involved in an auto accident, you are bound to have many questions. Below is a list of commonly asked questions people have after being injured in an auto accident. If you do not find the answer to your question here, contact Attorney Gordon Glover for a free case evaluation today at our office in The Villages (352-205-4495) or our Ocala office (352-484-0775), or contact us online. Attorney Gordon Glover is available 24/7 for home and hospital visits, and charges no attorney’s fees unless he recovers money for you! Q. What do I do if I’m involved in an...

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Is Golf Cart Insurance Necessary?

Does Car Insurance Cover Golf Cart Accidents? Who Pays for a Golf Cart Accident?

Golf carts are common in The Villages and throughout central Florida (read more on golf cart rules in The Villages, FL). After purchasing a golf cart, one must decide if he/she is going to purchase golf cart insurance. However, before purchasing golf cart insurance, it is important to know if you have a traditional golf cart or a Neighborhood Electric Vehicle (NEV). Most people in The Villages drive traditional golf carts that top out at 20 mph and don’t have to be registered or insured. Yet, that does not pertain to NEVs. NEVs are usually built to have a top speed...

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The Importance of Uninsured Motorist Coverage

Most people do not realize the importance of uninsured motorist coverage.  This type of auto insurance covers damages to a person injured in an automobile accident when the at-fault driver either does not have insurance coverage or does not have an adequate amount coverage. In essence, uninsured motorist coverage takes the place of liability coverage for the at-fault driver and provides an injured person with an ability to make a recovery for outstanding medical bills, lost wages, pain and suffering and other damages. In Florida, individuals have the ability to “stack” uninsured motorist policies. This means that if you have more than...

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Debunking Medical Malpractice Myths: Unraveling the False Premises Behind “Tort Reform”

Debunking Medical Malpractice Myths: Unraveling the False Premises Behind "Tort Reform" is the title of a recent law review article that appeared in Vol. 5, Issue 1 of the Yale Journal of Health Policy, Law and Ethics: http://www.dayontorts.com/uploads/file/Debunking%20Medical%20Malpractice%20Myths(1).pdf Below is the last paragraph of the article: "No one denies that there is a broad array of very serious health care issues facing the United States right now-patient safety, rising costs, availability and affordability of health insurance, and, in some places, rapidly rising malpractice premiums (although they are easing as we enter a soft market). But even with these problems, caps are not a...

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New PIP Law in Effect

1. Initial treatment must be obtained within fourteen (14) days from the date of the accident.  The initial medical treatment must be lawfully provided, supervised, ordered, or prescribed by a licenses physician (M.D.), Doctor of Osteopath (D.O.), Dentist or Chiropractic Physician, or provided in a hospital or medical facility. 2. PIP will only pay for follow-up services if there was initial medical treatment within fourteen (14) days and the following occurs: a. The follow-up services are on the referral from an M.D., D.O., D.C.; and b. The follow-up services are consistent with the underlying medical diagnosis rendered on the initial visit. 3....

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Motorcycle Driving Safety Tips

The practices of some riders are offensive to other motorists (e.g., weaving in and out of stalled traffic, riding on shoulders). Being inconsiderate of other motorists creates a negative image for all riders, and can cause crashes. Be especially alert at intersections because approximately 70 percent of motorcycle-vehicle collisions occur there! Watch for vehicles that may unexpectedly turn in front of you or pull out from a side street or driveway. At intersections where vision is limited by shrubbery, parked vehicles, or buildings, slow down, make doubly sure of traffic, and be prepared to react quickly. Check the rearview mirrors before changing...

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