Is Golf Cart Insurance Necessary?

in Car Accidents, Legal Blog, Personal Injury

Golf carts are a common in The Villages and throughout central Florida (Read more on golf cart rules in The Villages, FL). After purchasing a golf cart, one must decide if he/she is going to purchase golf cart insurance. However, before purchasing golf cart insurance, it is important to know if you have a traditional golf cart or a Neighborhood Electric Vehicle (NEV). Most people in The Villages drive traditional golf carts that top out at 20 mph and don’t have to be registered or insured. Yet, that does not pertain to NEVs. NEVs are usually built to have a top...

22 April

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The Importance of Uninsured Motorist Coverage

Posted by Attorney Gordon Glover

in Car Accidents, Legal Blog, Personal Injury

Most people do not realize the importance of uninsured motorist coverage. This type of auto insurance covers damages to a person injured in an automobile accident when the at-fault driver either does not have insurance coverage or does not have an adequate amount coverage. In essence, uninsured motorist coverage takes the place of liability coverage for the at-fault driver and provides an injured person with an ability to make a recovery for outstanding medical bills, lost wages, pain and suffering and other damages. In Florida, individuals have the ability to “stack” uninsured motorist policies. This means that if you have more than...

14 March

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Debunking Medical Malpractice Myths: Unraveling the False Premises Behind “Tort Reform”

Posted by Attorney Gordon Glover

in Legal Blog, Personal Injury

Debunking Medical Malpractice Myths: Unraveling the False Premises Behind "Tort Reform" is the title of a recent law review article that appeared in Vol. 5, Issue 1 of the Yale Journal of Health Policy, Law and Ethics: http://www.dayontorts.com/uploads/file/Debunking%20Medical%20Malpractice%20Myths(1).pdf Below is the last paragraph of the article: "No one denies that there is a broad array of very serious health care issues facing the United States right now-patient safety, rising costs, availability and affordability of health insurance, and, in some places, rapidly rising malpractice premiums (although they are easing as we enter a soft market). But even with these problems, caps are not a...

12 February

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New PIP Law in Effect

Posted by Attorney Gordon Glover

in Car Accidents, Legal Blog, PIP Law

1. Initial treatment must be obtained within fourteen (14) days from the date of the accident. The initial medical treatment must be lawfully provided, supervised, ordered, or prescribed by a licenses physician (M.D.), Doctor of Osteopath (D.O.), Dentist or Chiropractic Physician, or provided in a hospital or medical facility. 2. PIP will only pay for follow-up services if there was initial medical treatment within fourteen (14) days and the following occurs: a. The follow-up services are on the referral from an M.D., D.O., D.C.; and b. The follow-up services are consistent with the underlying medical diagnosis rendered on the initial visit. 3....

15 January

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Motorcycle Driving Safety Tips

Posted by Attorney Gordon Glover

in Legal Blog, Personal Injury

The practices of some riders are offensive to other motorists (e.g., weaving in and out of stalled traffic, riding on shoulders). Being inconsiderate of other motorists creates a negative image for all riders, and can cause crashes. Be especially alert at intersections because approximately 70 percent of motorcycle-vehicle collisions occur there! Watch for vehicles that may unexpectedly turn in front of you or pull out from a side street or driveway. At intersections where vision is limited by shrubbery, parked vehicles, or buildings, slow down, make doubly sure of traffic, and be prepared to react quickly. Check the rearview mirrors before changing...

17 December

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Bicycle and Large Truck Accident Deaths Increase

Posted by Attorney Gordon Glover

in Car Accidents, Legal Blog, Personal Injury

The National Highway Traffic Safety Administration Traffic has reported that fatalities in 2011 dropped 1.9% to their lowest level since 1949. However, deaths of bicyclists and occupants of large trucks rose sharply last year. Bicyclist deaths jumped 8.7% and deaths of occupants of large trucks increased 20%. In addition, more people died in distraction-related crashes, up 1.9% compared with 2010, and motorcycle deaths also rose 2.1%. Jonathan Adkins, deputy executive director of the Governors Highway Safety Association (which represents state highway safety agencies), said the increase in bicycle deaths probably reflects more people riding bicycles to work and for pleasure. Disclaimer *The information...

20 November

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Golf Carts are a Common Sight in Central Florida

Posted by Attorney Gordon Glover

in Car Accidents, Legal Blog

In The Villages, the most popular mode of transportation is the golf cart. Whether it is to the grocery store, golf course or out to dinner, most “Villagers” utilize a golf cart. Golf carts are also a common place in Tavares, which has four charging stations in its downtown for golf carts [...

16 November

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