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Golf Cart Accidents & Insurance Requirements in Florida

Golf Cart

Many people in The Villages and throughout Florida who own a golf cart or low-speed vehicle are confused with Florida’s insurance requirements. Unfortunately, it is oftentimes not until after an accident or collision that questions about golf cart insurance and low-speed vehicle insurance are answered. In Florida, low-speed vehicles are considered motor vehicles and are required to be titled, registered, and insured with Personal Injury Protection and Property Damage Liability coverage in order to be operated on Florida streets and highways, while golf carts in Florida are not required to be insured (although insurance, even on golf carts, is highly recommended). Low-Speed...

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Truck Accidents throughout the U.S., Florida and the Counties of North Central Florida

truck injuries and crashes

According to the Federal Motor Carrier Safety Administration, in 2015, large trucks were involved in 3,598 fatal crashes across the U.S., resulting in 4,067 deaths.  While the number of fatal crashes has decreased by 22% since 2005, it has, with the exception of 2014, increased steadily since 2009, as shown in the chart below. Injuries and Fatalities Due to Truck Accidents in Florida What’s even more disturbing than the national increase in fatalities for those of us who live in Florida is that our state ranks third in the nation (behind only Texas and California) in the number of fatal crashes involving...

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Uninsured Motorist Hits Your Bicycle or Golf Cart…Now What?

uninsured driver accidents

What happens if you are hit by a car while operating a bicycle or golf cart and the at-fault party does not have auto insurance? How do your medical bills and lost wages get paid? How do you recover for your pain and suffering? What should you do to protect yourself in a bicycle or golf cart accident? 1. If you own a motor vehicle, it is extremely important to have uninsured motorist coverage with stacking coverage. This coverage takes the place of liability coverage for the at-fault driver, if uninsured or underinsured, and provides you with an ability to make...

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$24 Million Awarded to Widower Of Woman

drunk driving injuries and fatalities

A Florida jury recently awarded $24 million to a man whose wife was killed when a car, driven by a drunken driver, crossed a sidewalk, jumped a curb, and then crashed into the poolside cabana at the Riverside Hotel. Jurors assigned 15% liability to the hotel and  85% of the liability to 37-year-old Rosa Kim.  She was sentenced in January to 15 years in prison. The decedent, who was 26-year-old, was seven months pregnant and on a vacation with her husband. ...

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Increase in Large Truck Accidents

truck-accident

According to the National Highway Traffic Safety Administration, large trucks accounted for 3,964 fatalities in 2013.  That is the fourth straight jump in annual large truck-involved fatalities, dating back to 2009. The Federal Motor Carrier Safety Administration reports that the top ten most common factors causing these accidents are fatigue, brake problems, distractions, traffic flow interruption, prescription drug use, drunk driving, traveling too fast for conditions, unfamiliarity with roadway, over-the-counter drug use, and inadequate surveillance.  While many of the factors are attributed to the fault of the driver, there can be others who share in the blame such as the trucking...

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The Villages is the #1 Small City in the U.S.

Forbes magazine recently ranked The Villages as the #1 Best Small City For Business And Careers. "Florida has been a retirement haven for decades thanks to its warm climate, recreational opportunities and lack of income or estate taxes. The state is annually one of the fastest-growing by population thanks to a steady influx of people 65 and older." "No area is capitalizing more on retiring baby boomers than The Villages, located 60 miles northwest of Orlando in central Florida. The metro area, which developed out of the large retirement community of the same name, was the fastest growing metro in the U.S....

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Golf Cart Laws in Lady Lake, FL

accidents on golf courses

In 2003, the Town of Lady Lake, Florida passed the following ordinances pertaining to Low-Speed Vehicles and Golf Carts: Sec. 17-2. - Low-speed vehicles. (a) Definition of low speed vehicle. Pursuant to F.S. § 320.01(42), a low-speed vehicle is any four-wheeled electric vehicle whose top speed is greater than twenty (20) miles per hour but not greater than twenty-five (25) miles per hour, including neighborhood electric vehicles. Said vehicles must conform to the safety standards in 49 C.F.R. Section 571.500 and F.S. § 316.2122. For purposes of this section, "golf carts" as defined in F.S. § 320.01(22) or "speed modified golf carts" shall not...

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Is Hands Free Driving Safe?

hands free driving

According to a recent study by the AAA Foundation for Traffic Safety, 3 out of 4 drives believe hands-free use is safe.  However, the study found that hands-free systems in vehicles can distract drivers more than was previously believed.  The results of the study revealed the following: The accuracy of voice recognition software significantly influences the rate of distraction; Composing text messages and emails using in-vehicle technologies was more distracting than using these systems to listen to messages; Use of Apple's Siri generated a relatively high level of mental distraction; Using an error-free speech-to-text system to listen to and compose emails or texts...

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Bicycle Accidents Increasing in Florida

bicycle accident attorney

The number of bicyclists killed on roadways in the United States is trending upward, according to a report released by the Governors Highway Safety Association (GHSA). In its report, the GHSA notes that yearly bicyclist deaths increased 16 percent between 2010 and 2012, while overall motor vehicle fatalities increased just one percent during the same time period. According to the report, Florida is now second (behind California) in the most bicycle deaths in the United States, with 329 accidents.  Florida also ranked highest for most motor vehicle related cyclist deaths at 5% annually. There wave been some remarkable changes when analyzing current and historical...

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Golf Cart Accident in The Villages?

golf course injuries

With the ever-increasing number of retirees moving to The Villages each year, we continue to see a rise in the number of golf carts being utilized on the streets.  And with that, comes an increase in golf cart accidents. If you are involved in a golf cart accident in The Villages or surrounding areas, there are several things to remember: Do not leave the scene of the accident. Call 911 and get medical attention if you need it.  It is also important to call the police even if there is are no serious injuries.  You will likely need a police report to...

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