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06 October
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What Happens When Auto Accident Bills Exceed Florida’s $10K PIP?

Posted by GloverLaw
in PIP Law

When $10,000 Isn't Enough: The Reality of Florida PIP Limits A serious car accident can change your life in seconds, and the financial impact often extends far beyond what many drivers expect. Florida's Personal Injury Protection (PIP) insurance provides $10,000 in coverage, but modern medical costs can quickly surpass this limit, leaving accident victims wondering how they'll pay mounting bills. If you're facing medical expenses that exceed your PIP coverage after an accident near Silver Springs Boulevard or anywhere in Marion County, you're not alone – and you have options for recovery beyond your initial insurance limits. 💡 Pro Tip: Start documenting...

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25 June
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What Compensation Can I Claim After a Golf Cart Collision in The Villages’ Busiest Intersections?

Posted by GloverLaw
in Personal Injury, PIP Law

  Navigating Golf Cart Accident Compensation: Your Rights After a Collision The moment of impact during a golf cart collision can change your life in seconds. Whether you were crossing Spanish Springs Town Square or traveling along Morse Boulevard, a golf cart accident can leave you facing painful injuries, mounting medical bills, and significant disruption to your daily life. As golf carts have become the primary mode of transportation for many residents in Florida's retirement communities, understanding your compensation rights after a collision has never been more important. Golf cart accidents present unique challenges compared to traditional vehicle crashes, with different insurance...

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19 October
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Hit by Uninsured Driver in Florida (What Happens if Someone Hits You Without Insurance)

Posted by Attorney Gordon Glover
in Car Accidents, Personal Injury, PIP Law
Florida Car Accident Without Insurance in Florida

Getting in an auto accident in Florida can be overwhelming and scary enough. Getting in an accident with an uninsured driver in Florida when they're at fault adds another level of stress and frustration. What happens if someone hits you without insurance in Florida? In most cases, your insurance will cover an accident with an uninsured motorist in Florida. Who will pay for your medical bills, lost wages, and pain when you're hit by an uninsured driver? The answer depends on a variety of factors, including your auto and medical coverage, who is at fault, how many vehicles were involved in...

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09 January
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Golf Cart Laws in Lady Lake, FL

Posted by Attorney Gordon Glover
in Car Accidents, Legal Blog, Personal Injury, PIP Law
accidents on golf courses

In 2003, the Town of Lady Lake, Florida passed the following ordinances pertaining to Low-Speed Vehicles and Golf Carts. Florida also has its own set of golf cart laws. Sec. 17-2. - Low-speed vehicles. (a) Definition of low speed vehicle. Pursuant to F.S. § 320.01(42), a low-speed vehicle is any four-wheeled electric vehicle whose top speed is greater than twenty (20) miles per hour but not greater than twenty-five (25) miles per hour, including neighborhood electric vehicles. Said vehicles must conform to the safety standards in 49 C.F.R. Section 571.500 and F.S. § 316.2122. For purposes of this section, "golf carts" as...

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01 October
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Is a Modified Golf Cart a Motor Vehicle?

Posted by Attorney Gordon Glover
in Car Accidents, Legal Blog, Personal Injury, PIP Law
florida personal injury attorney

In the recent case of Angelotta v. Security National Insurance, the 5th District Court of Appeal addressed the question of whether a golf cart can be considered a “vehicle.” Facts In 2008, a resident of The Villages was operating a modified golf cart on a public roadway when he “sideswiped a car and then crashed into a lawfully stopped golf cart operated by John Angelotta.”  Mr. Angelotta was severely injured and sued to recover for injuries he sustained as a result of the collision.  Unfortunately, the defendant’s insurance company, Security National, denied the claim and asserted that the policy covered “autos”–defined as...

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29 April
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Common Auto Accident Questions

Posted by Attorney Gordon Glover
in Car Accidents, Legal Blog, Personal Injury, PIP Law

When you are involved in an auto accident, you are bound to have many questions. Below is a list of commonly asked questions people have after being injured in an auto accident. If you do not find the answer to your question here, contact Attorney Gordon Glover for a free case evaluation today at our office in The Villages (352-205-4495) or our Ocala office (352-484-0775), or contact us online. Attorney Gordon Glover is available 24/7 for home and hospital visits, and charges no attorney’s fees unless he recovers money for you! Q. What do I do if I’m involved in an...

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12 February
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New PIP Law in Effect

Posted by Attorney Gordon Glover
in Car Accidents, Legal Blog, PIP Law

1. Initial treatment must be obtained within fourteen (14) days from the date of the accident.  The initial medical treatment must be lawfully provided, supervised, ordered, or prescribed by a licenses physician (M.D.), Doctor of Osteopath (D.O.), Dentist or Chiropractic Physician, or provided in a hospital or medical facility. 2. PIP will only pay for follow-up services if there was initial medical treatment within fourteen (14) days and the following occurs: a. The follow-up services are on the referral from an M.D., D.O., D.C.; and b. The follow-up services are consistent with the underlying medical diagnosis rendered on the initial visit. 3....

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