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Typical Settlement for Car Accidents in Florida

See Recent Florida Car Accident Settlement Amount Examples

If you have been injured in a car accident in Florida, you may be wondering if you are eligible for a settlement. A settlement is a financial agreement between you and the at-fault driver’s insurance company. It can be a way to compensate you for your medical expenses, lost wages, pain and suffering, and other damages. Insurance companies are notoriously tight-fisted when it comes to paying out settlements and it’s important to hire a good Florida car accident lawyer who has extensive experience dealing with not only the at-fault driver’s insurance company, but also your own.

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What is the Average Car Accident Settlement in Florida?

Car accident settlements are highly dependent on the unique circumstances of each case, which is why there is no single accurate average settlement amount.

Some of the factors that can affect the typical amount of a car accident settlement include:

  • The severity of the injuries sustained by the victim(s)
  • The amount of medical expenses incurred
  • The amount of lost wages incurred
  • The extent of property damage
  • Whether the victim(s) contributed to the accident in any way
  • Whether the at-fault driver has liability insurance

If you have been involved in a car accident in Florida, it is important to consult with an experienced personal injury attorney to discuss your case and your legal options. An attorney can help you to assess the value of your claim and negotiate a fair settlement on your behalf.

Our Recent Florida Car Accident Settlement Examples

Here are some examples of typical settlements Ocala car accident attorney Gordon Glover has been able to obtain for our clients. Please be aware that in nearly every single example below, the initial insurance company offer was quite low, compared to the final settlement amounts. It’s important to not accept a settlement offer from an insurance company without speaking with an attorney first.

The Villages – Motor Vehicle Accident At Intersection

  • Settlement Amount: $125,000
  • Injury: Fractured hip
  • Treatment: Therapy

The Villages – Motor Vehicle Struck By Commercial Van

  • Settlement: $145,000
  • Injuries: Head, neck, and knee injuries

Ocala – Motor Vehicle Accident

  • Settlement: $170,000
  • Injuries: Back injury (herniated discs at L3-4 and L4-5)
  • Treatment: Injections and physical therapy

Ocala – Motor Vehicle Accident On Interstate

  • Settlement: $350,000 (policy limits)
  • Injuries: Herniated discs at C4-5 and C5-6
  • Treatment: Neck surgery

Ocala – Motor Vehicle Accident

  • Settlement Amount: $250,000
  • Initial Insurance Company Offer: $10,000
  • Injuries: Neck injury and back injury

What Is The Statute of Limitations for Car Accident Settlements & Claims in Florida?

The statute of limitations for car accident lawsuits in Florida is two (2) years. This means that you have two years from the date of the accident to file a lawsuit. If you miss the deadline, you will likely lose your right to sue. There are a few reasons why someone might wait to file a suit after a car accident in Florida:

  • They are focused on their recovery. After a car accident, the most important thing is to get medical attention and focus on healing. Filing a lawsuit can be a stressful and time-consuming process, so it’s understandable that some people might want to wait until they are feeling better before starting that process.
  • They are not sure if they have a case. The law surrounding car accidents is complex, and it can be difficult for people to know if they have a valid claim. They may wait to speak to an attorney to get their opinion on their case before deciding whether to file a lawsuit.
  • They are trying to negotiate with the insurance company. In many cases, people can resolve their car accident claims through negotiation with the insurance company. They may wait to see if they can reach an agreement with the insurance company before filing a lawsuit.
  • They are worried about the cost of a lawsuit. Filing a lawsuit can be expensive, and some people may be worried about the cost of hiring an attorney and paying court fees. They may wait until they are in a better financial position before filing a lawsuit.

However, it is important to note that there are also some risks associated with waiting to file a lawsuit after a car accident in Florida. The statute of limitations for car accident lawsuits in Florida is two years. This means that you have two years from the date of the accident to file a lawsuit. If you wait longer than two years, you may lose your right to sue. You may also risk an insurance company going out of business, ceasing to do business in a state, or evidence being difficult to obtain the longer you wait.

Does Florida Allow Car Accident Injury Settlements for Pain and Suffering?

Under Florida law, car accident victims can sue for pain and suffering damages if they experience any of the following:

  • Permanent and significant loss of a bodily function. This could include losing sight, hearing, or the ability to walk or use a limb.
  • An injury that is likely to result in permanent injuries. This could include a herniated disk, severe burns, or a traumatic brain injury.
  • Permanent scarring or disfigurement. This could include facial scars, burns, or amputation.
  • Wrongful death.

Florida is a no-fault state, which means that drivers are required to carry personal injury protection (PIP) insurance to cover their own medical expenses and lost wages, regardless of who caused the accident. However, if a car accident victim’s injuries meet one of the above criteria, they may be able to sue the at-fault driver for additional damages, including pain and suffering.

How Much Can Someone Sue For A Car Accident In Florida?

Here is a breakdown of the different types of damages that can be awarded in a car accident lawsuit:

  • Medical bills: This includes the cost of all medical treatment, including hospital stays, doctor’s appointments, prescription drugs, and physical therapy.
  • Lost wages: This includes the wages that a person lost due to being unable to work because of their injuries.
  • Pain and suffering: This is a non-economic damage that compensates a person for the physical and emotional pain they have suffered as a result of the accident.
  • Future medical expenses: This compensates a person for the cost of future medical treatment that they will need for their injuries.
  • Other losses: This can include other damages related to the accident, such as the cost of repairing or replacing a damaged vehicle, or the cost of hiring a housekeeper or childcare provider if the injured person is unable to perform these tasks on their own.

If you have been injured in a car accident in The Villages, Ocala, or elsewhere in Florida, it is important to speak with an experienced car accident lawyer to discuss your legal options. A lawyer can help you assess your damages and file a lawsuit to recover compensation.

Other Things to Know About Car Accident Settlements in Florida

  • You can usually settle your car accident claim without going to court. However, if you cannot reach an agreement with the insurance company, you may need to file a lawsuit.
  • Hiring a personal injury lawyer can help you negotiate a fair settlement – they KNOW how insurance companies work.
  • Before you accept a settlement, it is important to have an attorney review it to make sure it is fair.

Here are some additional tips for increasing your chances of receiving a fair settlement in Florida:

  • Gather as much evidence as possible to support your claim, such as police reports, medical records, and witness statements. Your lawyer can help you with this task. See our guide to getting a police report in Sumter County, FL and our guide to getting a police report in Ocala, FL.
  • Be honest and transparent with your attorney about your injuries and damages.
  • Be patient and persistent. It may take some time to negotiate a settlement.

If you have been injured in a car accident in Florida, it is important to consult with an experienced personal injury lawyer to discuss your legal options. Gordon Glover is here to help, call 352-605-6127 or contact us today!

Gordon Glover

Attorney Gordon Glover is the founder of the Glover Law Firm Accident & Injury Lawyer in Ocala and The Villages, Florida. He has an AV-rating by Martindale-Hubbell, the highest rating as determined by other attorneys and the judiciary. Gordon has been recognized by Florida Super Lawyers, a distinction given to less than 2.5 % of the lawyers in Florida, and earned AVVO’s highest rating of “Superb 10/10.” Glover Law Firm also has a perfect A+ rating on the BBB (Better Business Bureau).