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Golf Cart Accidents & Insurance Requirements in Florida

Golf Cart

Many people in The Villages and throughout Florida who own a golf cart or low-speed vehicle are confused with Florida’s insurance requirements. Unfortunately, it is oftentimes not until after an accident or collision that questions about golf cart insurance and low-speed vehicle insurance are answered. In Florida, low-speed vehicles are considered motor vehicles and are required to be titled, registered, and insured with Personal Injury Protection and Property Damage Liability coverage in order to be operated on Florida streets and highways, while golf carts in Florida are not required to be insured (although insurance, even on golf carts, is highly recommended). Low-Speed...

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Parents’ Liability in Accidents Involving a Minor Driver

The risk of car accidents is higher for teenagers than any other age group. In 2017, 3,255 teen drivers were involved in fatal car accidents in the United States. In 2013 only, 371,645 people were injured and 2,927 died as a consequence of car accidents involving a teen driver. This includes drivers, passengers, and pedestrians as well as occupants of another vehicle. This higher rate of risk is attributed to several factors. Statistics show that the main reasons for this higher rate of risk are inexperience, speeding, drinking and driving, and distractions such as the use of cell phones. In Florida,...

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Golf Cart Accidents. How Often Do They Occur?

Traditionally, golf carts are to be used within the golf course to allow for transporting golf gear and players. However, their use outside of the golf course is becoming more common. With approximately 50,000 golf carts roaming its roads, many accidents involving these vehicles occur in The Villages. One of the latest accidents of this nature, reported in July 2020, resulted in the death of a 79-year-old individual driving a golf cart that collided with an SUV. In another incident earlier this year, a golf cart driver was admitted in the hospital to be treated for injuries suffered in a...

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Sharing the Road: Bicycle Accidents

For many years, Florida has been the state with the highest number of accidents involving bicycles. The causes of these accidents range from failure to yield to making turns in a proper manner, failure to obey traffic laws, or even the cyclist wearing clothing that makes it difficult to see him or her at night. It is important to keep in mind that bicycle riders are subject to the same traffic signals and rules as motor vehicles when using public roads, as they are considered vehicles. Therefore, accidents involving bicycles are considered road accidents where drivers and bike riders are subject...

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What to Do When in an Accident at Work

When an employee has an accident at their work site, they may suffer extensive damages. These damages can be physical but also financial. Like many other states, Florida provides statutes to allow workers to recover damages caused by work-related accidents. Most employers are required by law to contract workers’ compensation insurance. These insurance providers are involved in the evaluation of the claim and are usually the ones paying for any compensation determined to be owed to the injured employee. As soon as possible (within 30 days after the accident) after the accident you should: Inform your employer; See a doctor authorized...

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How Did Your Bicycle Crash Happen?

In 2017, there were 783 cyclists killed across the country and, according to the Orlando Weekly, 125 of those victims were from Florida. For years now, Florida has topped the lists as the most dangerous place for cyclists to ride. For every fatality, there are many more crashes that result in severe, life-changing injuries for the victim. If you or a loved one has been hurt while riding a bicycle in any of the following scenarios, it is critical you seek help from a qualified personal injury attorney. Right hook - These crashes occur when a driver attempts to make a...

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How PIP Insurance Works in Florida Personal Injury Claims

Personal Injury Protection (PIP) was created in the 1970s to reduce the number of personal injury claims and to free up the courts from the tens of thousands of minor to moderate traffic collisions that happen in Florida every year. According to the Florida Association of Insurance Agents, legislatures created a mandatory no-fault motor vehicle insurance law that required each driver to have PIP coverage—coverage that protects the policyholder (not the other party), or the “first party.” Today, drivers are required to hold a minimum PIP policy that covers up to $10,000 in medical, funeral, and occupational disability benefits should...

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Common Types of Motorcycle Crashes

Motorcycles are inherently more dangerous than cars because they lack the protection of a car’s steel body, crumple zones, and airbags. The Insurance Institute for Highway Safety reported 4,985 motorcyclist fatalities from crashes in 2018. Those who do survive often suffer substantial injuries that take years to recover from. Below are some common types of motorcycle crashes along with tips to avoid them. A Driver make a Left Turn In Front of You Intersections are particularly dangerous for motorcycles because a driver may glance up, not see another car approaching and begin making a turn while you are also progressing through the...

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Traffic Injuries Caused by a USPS Driver

For the most part, the U.S. Postal Service (USPS) drivers drive slow, are cautious, and are, more often than not, the victims of traffic collisions, not the at-fault parties. Three of the most common causes of traffic collisions are speeding/aggressive driving, distracted driving, and intoxicated driving—three things that few USPS drivers engage in on the job. However, USPS drivers are still human, and not perfect. There are plenty of cases where USPS drivers are at fault. Whether you were a pedestrian who was hit by an attentive USPS driver or an occupant of a vehicle that collided with a USPS...

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Are Motorcycle Helmets Mandatory in Florida?

While your driver’s license is enough to operate a vehicle in any state, motorcycle regulations vary depending on where in the United States you are driving. Particularly, each state has its own rules for helmets. Before deciding whether or not to wear a helmet on your next ride down the coast, it is important to understand what the potential consequences will be of leaving it at home. If another driver causes you to crash and suffer injuries, your decision could impact the compensation you receive from a personal injury claim. Florida’s Helmet Law  Florida Statute 316.211 states that helmets are mandatory unless...

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