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Let’s Make Our Roads Safer

truck crashes

Nearly four thousand people were killed in truck crashes in 2011.  While fatal truck crashes often cost over $4.3 million, federal law only requires cargo truck drivers to maintain insurance policies for $750,000 dollars.  Injured motorists and taxpayers are left to pay the difference. If trucking companies are not accountable, the safety and financial security of all drivers is at risk.  Congress has not updated this minimum insurance requirement in over 30 years and as a result unsafe trucking carriers are prevented from being held fully accountable. H.R. 2730, the Safe And Fair Environment on Highways Achieved through Underwriting Levels (SAFE HAUL)...

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Is a Modified Golf Cart a Motor Vehicle?

florida personal injury attorney

In the recent case of Angelotta v. Security National Insurance, the 5th District Court of Appeal addressed the question of whether a golf cart can be considered a “vehicle.” Facts In 2008, a resident of The Villages was operating a modified golf cart on a public roadway when he “sideswiped a car and then crashed into a lawfully stopped golf cart operated by John Angelotta.”  Mr. Angelotta was severely injured and sued to recover for injuries he sustained as a result of the collision.  Unfortunately, the defendant’s insurance company, Security National, denied the claim and asserted that the policy covered “autos”–defined as...

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Slower Golf Cart = Reduced Insurance Premiums

On July 1, 2013, Governor Scott signed a law that will give Florida residents the option of reclassifying their “low-speed vehicles” as golf carts in order to save on registration and insurance fees. The law allows the conversion of a “low-speed vehicle” to a golf cart by reducing the maximum speed to 20 mph.  Specifically, it establishes procedures to allow a vehicle titled or branded and registered as a “low-speed vehicle” to be administratively converted to a golf cart upon verification of the conversion by the Department of Highway Safety & Motor Vehicles, which is accomplished by the owner’s submittal of an...

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Legislative Proposal Seeks Tougher Penalties for Drivers Who Leave the Scene of an Accident

A recent proposal in the Florida Senate, known as the Aaron Cohen Life Protection Act, seeks to create tougher penalties for drivers who leave the scene of a hit and run bicycle accident.  The proposed legislation is named after Aaron Cohen, a triathlete and father who was killed when he was struck by a vehicle driven by Michael Traverso in February 2012. Investigators found evidence suggesting Traverso had been drinking before he struck Cohen. However, they were unable to test his blood alcohol level because he drove away.  Traverso was sentenced to 364 days in jail for leaving the scene of...

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What Is My Personal Injury Case Worth?

personal injury attorney

After being involved in a car accident or injured as a result of the negligence of another person, you probably want to know how much you should expect to recover.  Although each case is different, below are some factors we take into consideration when attempting to determine the value of a personal injury case: <li Severity of the Injury - The type of injury you sustained, as well as its severity, is by far the most important factor.  The more severe the injury, the higher the value.   Yet, many injuries are not noticeable until days or weeks after an accident. By...

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Common Auto Accident Questions

When you are involved in an auto accident, you are bound to have many questions. Below is a list of commonly asked questions people have after being injured in an auto accident. If you do not find the answer to your question here, contact Attorney Gordon Glover for a free case evaluation today at our office in The Villages (352-205-4495) or our Ocala office (352-484-0775), or contact us online. Attorney Gordon Glover is available 24/7 for home and hospital visits, and charges no attorney’s fees unless he recovers money for you! Q. What do I do if I’m involved in an...

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Is Golf Cart Insurance Necessary?

Does Car Insurance Cover Golf Cart Accidents? Who Pays for a Golf Cart Accident?

Golf carts are common in The Villages and throughout central Florida (read more on golf cart rules in The Villages, FL). After purchasing a golf cart, one must decide if he/she is going to purchase golf cart insurance. However, before purchasing golf cart insurance, it is important to know if you have a traditional golf cart or a Neighborhood Electric Vehicle (NEV). Most people in The Villages drive traditional golf carts that top out at 20 mph and don’t have to be registered or insured. Yet, that does not pertain to NEVs. NEVs are usually built to have a top speed...

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The Importance of Uninsured Motorist Coverage

Most people do not realize the importance of uninsured motorist coverage.  This type of auto insurance covers damages to a person injured in an automobile accident when the at-fault driver either does not have insurance coverage or does not have an adequate amount coverage. In essence, uninsured motorist coverage takes the place of liability coverage for the at-fault driver and provides an injured person with an ability to make a recovery for outstanding medical bills, lost wages, pain and suffering and other damages. In Florida, individuals have the ability to “stack” uninsured motorist policies. This means that if you have more than...

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Debunking Medical Malpractice Myths: Unraveling the False Premises Behind “Tort Reform”

Debunking Medical Malpractice Myths: Unraveling the False Premises Behind "Tort Reform" is the title of a recent law review article that appeared in Vol. 5, Issue 1 of the Yale Journal of Health Policy, Law and Ethics: http://www.dayontorts.com/uploads/file/Debunking%20Medical%20Malpractice%20Myths(1).pdf Below is the last paragraph of the article: "No one denies that there is a broad array of very serious health care issues facing the United States right now-patient safety, rising costs, availability and affordability of health insurance, and, in some places, rapidly rising malpractice premiums (although they are easing as we enter a soft market). But even with these problems, caps are not a...

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Motorcycle Driving Safety Tips

The practices of some riders are offensive to other motorists (e.g., weaving in and out of stalled traffic, riding on shoulders). Being inconsiderate of other motorists creates a negative image for all riders, and can cause crashes. Be especially alert at intersections because approximately 70 percent of motorcycle-vehicle collisions occur there! Watch for vehicles that may unexpectedly turn in front of you or pull out from a side street or driveway. At intersections where vision is limited by shrubbery, parked vehicles, or buildings, slow down, make doubly sure of traffic, and be prepared to react quickly. Check the rearview mirrors before changing...

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Bicycle and Large Truck Accident Deaths Increase

The National Highway Traffic Safety Administration Traffic has reported that fatalities in 2011 dropped 1.9% to their lowest level since 1949.  However, deaths of bicyclists and occupants of large trucks rose sharply last year.  Bicyclist deaths jumped 8.7% and deaths of occupants of large trucks increased 20%.  In addition, more people died in distraction-related crashes, up 1.9% compared with 2010, and motorcycle deaths also rose 2.1%. Jonathan Adkins, deputy executive director of the Governors Highway Safety Association (which represents state highway safety agencies), said the increase in bicycle deaths probably reflects more people riding bicycles to work and for pleasure. Disclaimer *The information...

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