Uber and other ridesharing companies—the main competitor of Uber being Lyft—have made it easy to hail a car with the push of a button, and are cheaper than conventional taxis. However, they have also caused safety and street congestion problems. Cities across the U.S. are suffering from the congestion issues caused by 10s of thousands of extra cars driving around for hours on end, often with no passengers. In San Francisco, for example, Uber and Lyft cars make up 13 percent of all traffic, according to Streets Blog. Even in Boston, where Uber and Lyft make up ‘just’ 7.7 percent of traffic, the added volume to the streets is leading to congestion, road rage, and more collisions. Moreover, rideshare drivers do not have to complete any additional training, and suffer no repercussions from their unsafe driving habits, unlike professional commercial drivers.
Injured as the Driver of an Uber/Lyft Vehicle
If you are the driver of an Uber or Lyft vehicle, you can seek compensation first from the at-fault party that caused the crash, and after their insurance policy has been exhausted you can:
- Be compensated by Uber or Lyft by up to $1 million if you have a passenger in your vehicle or are on your way to pick up a passenger;
- Be compensated by Uber or Lyft with $50,000 of injury coverage and $25,000 of property damage coverage; and
- If you were not on your way to pick up a passenger or did not have one in your vehicle at the time of the crash, Uber and Lyft’s insurance policies do not apply.
Injured as an Occupant of an Uber/Lyft Vehicle
- The Uber/Lyft Driver was at Fault—If you were injured in a collision as a passenger of an Uber or Lyft car, you can file a personal injury claim against the driver of the rideshare company. Once the driver’s insurance policy is exhausted, you can sue Uber or Lyft for up to $1 million in damages.
- The Other Driver Was at Fault—Similarly, you will first have to exhaust the insurance policy of the other driver. After that, Uber and Lyft have a $1 million Uninsured or Underinsured Motorist policy that you can pursue, despite the Uber/Lyft driver not being at fault.
Injured as an Occupant of Another Vehicle, Pedestrian, or Cyclist
- The Driver Was Logged Into Uber or Lyft—Uber and Lyft have $50,000 per person or $100,000 total injury liability coverage per accident in this scenario that you can pursue, in addition to $25,000 property damage liability.
- The Driver Was Logged Off of Uber or Lyft—You can sue the driver’s auto insurance company directly, but not Uber or Lyft.
- The Driver Had an Active Passenger in Their Vehicle—This scenario provides the largest compensation for non occupants of the rideshare vehicle. Uber and Lyft have a $1 million insurance policy that you can pursue, as the victim.
Call Our Ocala Personal Injury Lawyer Today
Rideshare companies like Uber and Lyft, among others, have gone from zero to 60 in the last few years. A decade ago, Uber, the first major rideshare company, had just been created. Virtually no one had heard of Uber back in 2009. Fast forward 10 years and now 25 percent of Americans use Uber at least once a month. Unfortunately, the options for injured victims involved rideshare crashes have somewhat limited options because laws have not caught up with ridesharing. For experienced legal assistance, call the Ocala personal injury lawyers at the Glover Law Firm, call us today at 352-484-0775 to schedule a free consultation.