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Florida Golf Cart Insurance Requirements & Golf Cart Accidents: Who Pays For Damages?

Golf Cart

Who pays for the damages in a golf cart accident? While golf carts in Florida are not required to be insured, a golf cart is considered a "dangerous instrumentality". This means that the golf cart owner is liable for damages caused by negligence. If you were hurt in a golf cart accident due to someone else's negligence, contact a golf cart accident attorney near you in The Village. We also have golf cart accident lawyers near you in Ocala to serve you. Florida Insurance Requirements for Golf Carts Many people in The Villages and throughout Florida who own a golf cart or low-speed...

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Golf Cart Accidents: How Often Does a Golf Cart Crash Occur?

How Often Do Golf Cart Accidents Happen?

How often does a golf cart accident happen? According to The Villages Department of Safety, there were 86 golf cart-related accidents reported in 2018 with most of these involving injuries. Many of these golf cart crashes involve a passenger or the driver jumping off or being ejected from the vehicle due to a tip over or a collision with another vehicle. Traditionally, golf carts are to be used within the golf course to allow for transporting golf gear and players. However, their use outside of the golf course is becoming more common. With approximately 50,000 golf carts roaming its roads, many...

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Florida Golf Cart Laws

What Is the Legal Definition of a Golf Cart in Florida? According to Florida Statute 320.01(22), a “golf cart” means a motor vehicle that is designed and manufactured for operation on a golf course for sporting or recreational purposes and that is not capable of exceeding speeds of 20 miles per hour. While in the past golf carts were seen primarily on golf courses, it has become increasingly common for them to be on roads. Golf carts are not considered street-legal vehicles and cannot be operated on public roads, except under certain conditions. However, while golf carts must have liability insurance...

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Can I Sue For Wrongful Death Due to Coronavirus?

UPDATE (1/3/2023): There is no cause of action in Florida regarding COVID hospital deaths. However, if a wrongful death happened in a hospital (or elsewhere) for another reason, it might be worth consulting a wrongful death lawyer in Florida. Blog Post from 4/6/2020: There are over 2,000 confirmed cases of the coronavirus here in Florida as of March 25th, 2020, with potentially millions of cases yet to come, according to ClickOrlando. The coronavirus, or COVID-19, has the nation on lockdown, or at least a watered-down version of lockdown called “social isolation.” Whether federal and state government initiatives to stop the spread of...

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Unique Problems for Victims After a Pedestrian Accident

Everyone probably knows that car accidents are a common occurrence in America. But there is something uniquely terrifying about a pedestrian accident. Some towns have a bigger problem than others. The Villages, Florida is one of those towns where pedestrian and similar accidents are on the rise, and the damage caused can be catastrophic and fatal. Here are a few of the common problems that can arise in a pedestrian crash and how our The Villages personal injury lawyers handle them. Liability Disputes The question of who is responsible for an auto pedestrian collision is often very challenging. For one, pedestrians tend...

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Common Causes of Pedestrian-related Accidents

In 2016, according to reports by the National Highway Traffic Safety Administration (NHTSA), just shy of 6,000 pedestrians lost their lives due to car crashes. While that number may appear to be relatively small when compared to all of the car accidents, the percentage of pedestrians that die or suffer severe injuries measured up against occupants of vehicles was significantly higher. More than 13% of all vehicle related accident fatalities involve pedestrians. Thus, while it may seem like walking somewhere is a healthier alternative to driving, it is not always the safer choice.  Common Causes of Pedestrian-Related Crashes Generally, there are several frequently...

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Parents’ Liability in Accidents Involving a Minor Driver

The risk of car accidents in The Villages or car accidents in Ocala (or in Florida in general) is higher for teenagers than any other age group. In 2017, 3,255 teen drivers were involved in fatal car accidents in the United States. In 2013 only, 371,645 people were injured and 2,927 died as a consequence of car accidents involving a teen driver. This includes drivers, passengers, and pedestrians as well as occupants of another vehicle. This higher rate of risk is attributed to several factors. Statistics show that the main reasons for this higher rate of risk are inexperience, speeding, drinking...

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Sharing the Road: Bicycle Accidents

For many years, Florida has been the state with the highest number of accidents involving bicycles. The causes of these accidents range from failure to yield to making turns in a proper manner, failure to obey traffic laws, or even the cyclist wearing clothing that makes it difficult to see him or her at night. It is important to keep in mind that bicycle riders are subject to the same traffic signals and rules as motor vehicles when using public roads, as they are considered vehicles. Therefore, accidents involving bicycles are considered road accidents where drivers and bike riders are subject...

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What to Do When in an Accident at Work

When an employee has an accident at their work site, they may suffer extensive damages. These damages can be physical but also financial. Like many other states, Florida provides statutes to allow workers to recover damages caused by work-related accidents. Most employers are required by law to contract workers’ compensation insurance. These insurance providers are involved in the evaluation of the claim and are usually the ones paying for any compensation determined to be owed to the injured employee. As soon as possible (within 30 days after the accident) after the accident you should: Inform your employer; See a doctor authorized...

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How Did Your Bicycle Crash Happen?

In 2017, there were 783 cyclists killed across the country and, according to the Orlando Weekly, 125 of those victims were from Florida. For years now, Florida has topped the lists as the most dangerous place for cyclists to ride. For every fatality, there are many more crashes that result in severe, life-changing injuries for the victim. If you or a loved one has been hurt while riding a bicycle in any of the following scenarios, it is critical you seek help from a qualified personal injury attorney. Right hook - These crashes occur when a driver attempts to make a...

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How PIP Insurance Works in Florida Personal Injury Claims

Personal Injury Protection (PIP) was created in the 1970s to reduce the number of personal injury claims and to free up the courts from the tens of thousands of minor to moderate traffic collisions that happen in Florida every year. According to the Florida Association of Insurance Agents, legislatures created a mandatory no-fault motor vehicle insurance law that required each driver to have PIP coverage—coverage that protects the policyholder (not the other party), or the “first party.” Today, drivers are required to hold a minimum PIP policy that covers up to $10,000 in medical, funeral, and occupational disability benefits should...

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Common Types of Motorcycle Crashes

Motorcycles are inherently more dangerous than cars because they lack the protection of a car’s steel body, crumple zones, and airbags. The Insurance Institute for Highway Safety reported 4,985 motorcyclist fatalities from crashes in 2018. Those who do survive often suffer substantial injuries that take years to recover from. Below are some common types of motorcycle crashes along with tips to avoid them. A Driver make a Left Turn In Front of You Intersections are particularly dangerous for motorcycles because a driver may glance up, not see another car approaching and begin making a turn while you are also progressing through the...

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Traffic Injuries Caused by a USPS Driver

For the most part, the U.S. Postal Service (USPS) drivers drive slow, are cautious, and are, more often than not, the victims of traffic collisions, not the at-fault parties. Three of the most common causes of traffic collisions are speeding/aggressive driving, distracted driving, and intoxicated driving—three things that few USPS drivers engage in on the job. However, USPS drivers are still human, and not perfect. There are plenty of cases where USPS drivers are at fault. Whether you were a pedestrian who was hit by an attentive USPS driver or an occupant of a vehicle that collided with a USPS...

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Are Motorcycle Helmets Mandatory in Florida?

While your driver’s license is enough to operate a vehicle in any state, motorcycle regulations vary depending on where in the United States you are driving. Particularly, each state has its own rules for helmets. Before deciding whether or not to wear a helmet on your next ride down the coast, it is important to understand what the potential consequences will be of leaving it at home. If another driver causes you to crash and suffer injuries, your decision could impact the compensation you receive from a personal injury claim. Florida’s Helmet Law  Florida Statute 316.211 states that helmets are mandatory unless...

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Surgery and Recovery of a Fractured Hip or Pelvis

The hip is one of the most complex, painful, and expensive types of fractures that a personal injury victim can receive. Common in car collisions, trip and falls, dog attacks, bike and pedestrian injuries, and work accidents, a fractured hip will leave the victim unable to walk, run, or get around on their own for quite some time. For elderly victims, a hip fracture can be the beginning of the end; sadly, seniors who fracture their hips have a very high rate of death. If you were injured by a negligent party and suffered a fractured hip as a result,...

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New Ocala Golf Cart Ordinance

Just recently, the city of Ocala made it legal for golf carts to drive through much of southeast Ocala, including the majority of the historic district, according to the Ocala Star Banner. The new ordinance is seen as a win for those who prefer to drive a golf cart, instead of a car, for short distances to get access to parks, restaurants, shops, and the square. While golf carts are not permitted to drive or park downtown, this law allows them to park close enough for a short walk the rest of the way. New Golf Cart Boundaries East Silver Springs...

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Complications of Multi-Vehicle Collisions

Whether an impact from a traffic collision involves a single vehicle or half a dozen, the injuries that victims sustain can be substantial. With multi-vehicle collisions, however, the chances of being injured rise substantially compared to a single-vehicle crash. According to the National Highway Traffic Safety Administration, 40 percent of fatal crashes are multi-vehicle collisions. Furthermore, when three or more parties are involved, filing a personal injury claim becomes more complicated than if it is just between two parties. An experienced Ocala multi-vehicle collision attorney can help determine who is at fault and what insurance policies are at play, and...

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Why Talking to the Other Party’s Insurance Company Hurts Your Claim

After getting in a car crash, being taken to the hospital following a slip and fall, or suffering an injury from some other type of incident, it can be tempting to just put the whole thing behind you as fast as possible and move on with your life by either “forgiving” the other party who caused the incident, or by accepting an offer from them directly, or their insurance company. The problem with just “letting the incident slide” and forgiving the negligent party is that you are then left with a very big unknown bill that will come months down...

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Negligent Security Bar/Nightclub Injury

All businesses have a duty to keep their premises safe for invitees; bars and nightclubs are one of the most common types of premises for brawls, robbery, sexual assault, spiking drinks—of which there are over 320,000 cases annually—and even kidnapping and murder. This probably comes as little surprise. Research published in the U.S. National Library of Medicine  has shown a correlation between alcohol establishment density and violent crime; the more available alcohol is in a neighborhood, the more assault, rape, robbery, and overall violent crime that neighborhood has. The alcohol establishments themselves are often the epicenters for these types of...

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Ocala High School Sports Brain and Spine Injury Lawyer

High school sports offer a great opportunity to teach young people teamwork, get exercise and create healthy habits that will follow them into adulthood, and instill a work ethic. However, playing sports, particularly football, comes with a risk. In fact, according to research 40.5 percent of all high school sports concussions comes from one sport: football. Moreover, for every year of high school football played, individuals double their chances of developing the deadly neurodegenerative disease Chronic Traumatic Encephalopathy (CTE), the disabling and fatal results of which are seen later in life, according to the New York Times. Football is also...

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